Money is part of life, but living life to the fullest is part of being alive! Charities and other funding initiatives included.

Class Warfare 101

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I listen to and read a numerous amount of sources about politics. One of those sources is reddit. If you don’t know what reddit is, I highly recommend you take some time to make an account and explore it. Whatever your interests are, you probably can find a subreddit there.

One of the subreddits that I follow there is the “political” one. For the most part it’s full of progressive thinkers.You can find that out yourself by checking it out at reddit. As a follower of this blog, you probably know that I take the opposite stance of that perspective. I don’t understand how people can think that the economy can be fixed by just spending money… the government spending money – that we continuously have to raise the debt ceiling. I mean, we might as well raise it to a Gazillion dollars, ya know?

Today there was a post that was shared from a lefty blog that just made me laugh. (Here’s the link to the reddit link.) It just boggled my mind. Basically the writer of the post was going on about how there’s more of an income gap between classes here in the US than there are Egypt.

Well, duh. Yes there is.

Egyptians were under a dictatorship… we’re not. I would assume they were forced to be in certain income brackets – where, we’re not. No one is stopping anyone here from starting a business and making more money… other than the Bush and Obama administrations taxing and spending more.

Face it, the reason we have an income inequality gap is because the wealthy isn’t doing anything with their money (smart thinking!!) because they don’t know what to invest in because the past two administrations suck and the poor needs that money flowing otherwise they get poorer.

The writer of this post simply was wanting people with less money than “wealthy” people to envy them. Make them think that they’re the problem. That they’re the ones to blame. This has all the makings of class warfare ala Nazism vs the Jews.

I mean according to this blog… apparently all rich people are bad. So you best not try to be one yourself!! You’ll be bad too!

This is silly.

In my experience, money is simply an amplifier of a person’s personality. If the person is bad, they’ll do bad things with the money, if they’re good, they’ll do good things with it. In either case, they shouldn’t be forced to do anything with it. That’s essentially what taxes look like to everyone. However, taxes are needed – but definitely not in the percentages we see today through different classes. If they are forced to, others should pay their fair share of taxes if we’re gonna tax the heck out of the wealthy. People who are willing to work for that money shouldn’t be penalized because they were successful in obtaining it. Most often than not, they weren’t shaisters to get it. Most wealthy people become wealthy by actually helping others in selling a product a service…

The Solution:

Let’s just have a flat tax on everyone so the job making wealthy know what they have to earn to out earn their taxes so they can buy that new mansion and the middle class can figure out if there’s indeed a need for new mansions – which would probably provide 3 or 4 jobs for a good part of two years for those who can’t start a business right now!

If you don’t start your own business (you’re own safety net), you’ll always be dependent on someone else for your income. It’s your decision to make more money than you’re paid on an hourly basis – not someone else’s. Maybe you’ll never make as much as them, but you won’t know unless you try. But you shouldn’t tear others down, just to build yourself up. Don’t blame others for your situation. Hitler did – it didn’t end up working out so well for him, did it?

Why Working a 9 to 5 Probably Won't Get You Your Dreams

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That is if your dreams include doing things on your own terms. You know, the sky is really the limit. It’s just that most people don’t know that they need to keep reaching for the sky. Most people let “things and stuff” get in their way of living the way they’d prefer. Many times those “things and stuff” is actually their day job. The truth is that the same reason that a lot of people want to gain wealth is the exact same reason that they never get it in the first place. They think that they are limited by what they can earn by trading hours of their life for dollars. Only problem is that you can’t out earn the problem.

Simply enough, if you want a Ferrari, if you want that big mansion, or heck, if you just want to get another $500/month outside of your job, then you’re going to have to do just that. Produce money outside of your job. Because a job by its nature only pays you enough that it will keep you around – that includes all those nice perks you get (if you’re lucky enough to get them).

The truth of the matter is that if you don’t control the accumulation of assets, then you don’t control the accumulation of wealth. If you don’t control the accumulation of wealth, then you simply don’t control your financial future. Thus working a 9 to 5 job, whatever it is – however cool it is – simply won’t get the job done. Sorry about the pun.

For a good example, here’s our buddy, Pat Flynn of the Smart Passive Income Blog, on this topic when it comes to building online assets:

Whether you’re trying to be a lifestyle or serial entrepreneur (by the definition of what they are, situational entrepreneurs don’t normally have the same goals as the other two), your end goal is to develop enough assets so that you don’t need to trade hours for dollars.

happiness

The 5 Pillars of Happiness

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Pursuit of Happiness – it’s in the Declaration of Independence, but do we really know what it means? Is happiness something that we can truly achieve? If so, how?

I think it is. It’s in the eye of seeker. No one can define happiness but you. However, they can definitely help you along your journey

That’s what the story of Chris Gardner, the author of The Pursuit of Happyness, has done for millions of people. Personally, I had seen Will Smith’s rendition a few years before I ever had heard that it was actually based on the life story of Chris. But if you think you ever have it bad, I got to say it probably pales in comparison. I mean, he really did. At the time that he was going through so much grief in his life, he really didn’t have anyone to turn to. I mean for crying out loud, he and his son had to sleep in a subway restroom.

But, if you saw the movie, you’d know that eventually he made his goals/dreams come true. Not only did he make them come true, but he far exceeded them.

So what was the lesson from his story? Well, for one… I think the main lesson was to never give up or give in. But I also think there’s more that we can pull from this story. We can see that Chris also progressed in developing his 5 Pillars of Happiness: Relationships, Health, Purpose, Finance, and the Little Things. These 5 pillars is what makes up New Inceptions’ foundation.

The 5 Pillars of Happiness:

1.) Mental (Relationships being a part of this) – In Chris’ story, we find Chris living with his ex-wife who gives him plenty of crap about where they are in life and what he’s doing with himself. It’s not that she’s really interested in him developing into what he wants to be, but what she can get out of her relationship with him. She needs him to do things that at the time he is incapable of doing. They are struggling, but she is definitely not helping the matter any. However, in the end of the story (at least the movie), Chris has built one heck of a relationship with his son.

In the Relationship Pillar of Happyness, as with all the other pillars, there is a scale.  If a person is too heavy on one side of this scale vs the other, their life will be more difficult. As with everything in life, it’s all about proper moderation – these scales need to be properly balanced. In this particular scale one would say that there is side where a person is all about themselves. On the other side of this scale, they are all about other people at the expense of themselves. Neither extreme is good for building healthy relationships. If you’re too into yourself, no one will be able to trust you. If you’re too much into aiding others, then you’ll eventually be taken advantage of by them and made to do what they want you to. You need to know what you want out of relationships or it won’t be meaningful for any of the people involved.

To balance this scale out, it helps to understand why you keep the company you do and how to recognize those that are good for you. It also helps to know how to win the trust and friendships of those that you want in your life.

2.) Health – In Pursuit of Happyness, at least the movie, we never really deal with Chris’ health too much. However we would be mistaken to think that he was doing fantastic in this pillar. Little money = little food. Little food = malnutrition. Malnutrition, especially between a child and an adult, doesn’t usually equate to good things. The way to balance this pillar here is pretty obvious based on the focus of health in today’s society. To properly handle this pillar, one must balance out a fair amount of activity with proper nutrition. It’s all about proper maintenance and meeting the needs of your body. You can’t beat natural design.

3.) Spiritual (Purpose and Mission being a part of this) – In Chris’ story, he wants to leave the medical sales world behind and become a somebody on Wall Street. The movie is basically about his dedication in making this a reality. Obviously his dream to do this is to provide more for himself and his family which, at the beginning of the story, he’s not doing such a great job of. However, we shouldn’t get the pursuit of a “career” confused with the purpose of a person. A person’s career is just part of their purpose. Everything that a person chooses to constructively do with their time is part of their purpose. Everything that a person chooses to do that is not constructive use of their talents, is nothing more than a distraction of who they are.

However, too much of either side can’t be 100% good for you. Someone being completely constructive all the time in life might find it hard to have fun. Someone that lives 100% for fun, can not be happy because they aren’t fulfilling who they really are. In either extreme, a void is created and the person tries to fill that void with more of the same action. That’s how we get workaholics vs party animals. Those that do their research of who they are as a person, can figure out how to have fun while being constructive. This automatically balances you out. That’s how you can have a job where you don’t ever feel like you’re actually working.

If you can’t have fun when you’re being productive, the way to balance yourself here is choosing when to be purposeful and when to have fun. My suggestion? Work before play, but make sure you get to have fun.

4.) Wealth (Finance being a part of this) – Finally in Chris’ story, we need to realize the importance of money in his life. At the beginning, he doesn’t have very much of it. In the end, he has the opportunity to make plenty. Getting the chance to live his dream and be a player on Wall Street, definitely comes from his need to make a better living for himself and his family. There is nothing wrong with having this as a goal. However, we shouldn’t confuse this with just being rich to be rich.

In the Bible, it is said that “the love of money is root of all evil”. This is correct. To pursue money just to have it, is probably not the best thing for a person as it’s probably an addiction at that point and at the same time, they’re probably not doing too much with it. Instead, money should be considered a tool that amplifies the person that is using it. Good people will use it for good, while bad people will use it for bad things. Chris using his money to help his family move forward was a good thing. If used correctly for good, money can have a lot of impact – more than any one person can have in physical labor alone. Therefore the more money you have, the more people you have the potential to benefit.

2015 Edit: 5.) The Little Things – Since 2010 when I originally wrote this, I’ve realized that there is more to life that makes one happy. The fifth pillar could be referred to the little things. Each of us has particular small things in our life that we kind of geek over. For example, if you’re into sports, you might be into stats of pitchers, QBs, goalies, etc. You might attend games. You might even be into ::gasp:: Fantasy Football!

This pillar is as important as the other pillars. However, that said, it tends to be the one that people focus on the most. This is where you find all the little distractions in life including social media, gaming, and other new technology. While these things are great to have, too much of them can definitely be a bad thing. You need to equally be spending time with each pillar.

Things to Mention:

The thing to mention is with any of the pillars is that the less balanced one of them is, the more you think about and worry about it. Just like you’re suffocating and need air. Why? Because you feel that something is wrong – but you just can’t figure out what it is… or how to solve it. But you sense it. For example, if you have subpar relationships, you probably spend a lot of time trying to figure out how to get better ones. Or, if you have little money, you probably spend more time thinking about how to get it. You see the pattern.

Something else I want to mention here is two words we hear so much in society today. I used to wonder what the terms “shallow” and “deep” meant when describing a person. What I have found is that when a person is said to be “shallow” it’s because they are actually balancing very little. They typically are only interested in that very little – and that’s generally why they have little to talk about. On the other end, a person who is “deep” is one who has learned how to balance all their pillars and are fine tuning them on a regular basis.  They have probably spent time learning about the different pillars (while they might not have realized it!) and have more to talk about with more people. If you want to have more friends… deeper friends… here’s a suggestion: get deeper into yourself. Find out what you are passionate about in life and learn how to share that passion with others.

So what do you think about the 4 Pillars of Happyness? Is there another pillar you might not be aware of?

Eliminating the Good Guy Contract – Enabling You to be Your Better Self!

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New Inceptions’ goal has always been to discuss some of the “taboo” topics that are not covered in places of formal education. Those taboo topics are generally seen as developing the overall intelligence/common sense of a person – not just their book smarts. As you might have seen, I tend to write more about goals, success, and wealth development. Why? Because that’s what I’m interested in. When I pick up a magazine and flip through it, I usually read articles that deal with how a person or group of people overcame something, are fixing problems, or how a journey was started and where those people are today. Be that anywhere from a science magazine to a recent edition of Sports Illustrated, or Inc. Magazine.

However, ever since I started NI, I wanted to do more than talk about these topics alone. While they are important to me, I also wanted to bring in more information on building meaningful relationships, and specifically romantic relations. For many in the intended audience of 20/30 somethings, love can be a confusing thing – especially in the 20’s. While I don’t claim to be an expert in this field, (and I’m still searching for people with better credentials to write on these topics who would like to write for NI) there are some things that I have learned and I fully plan on sharing them. After all, NI is all about the pursuit of happiness- and developing love and relationships in general is a vital part to that happiness.

So here we go.

I recently read an article over at a blog called “Happiness in this World” where the author was talking about Eliminating the “Good Guy Contract”. Now for those of you who aren’t familiar with “The Good Guy”, let’s just say that this type of person is generally the type that goes out of his or her way to befriend people, just because they want to be liked. Many times they don’t care who they’re friending, just so they have someone that “appreciates” them. Now, I completely understand why someone could be like that. For the most part, society forces many of us to think that we need to be approved by people in life to be socially viable. The more people that like us, the better off we are… right?

Wrong. So so so wrong. The problem with this view is that those who are typically considered a “Good Guy” have a low self image. They care so much about what other people think about them that they don’t know what they want for themselves. Therefore they never make a values list and many times they end up negatively affecting one group of people that they want to be a part of while being nice to another group.

Good Guys (also known as “Nice Guys” in Romance and Pickup Artist (PUA) circles) are wishy washy to say the least. Think of it for a second – how many politicians do you know that flop from one side of an issue to another side just based on who they’re talking to? How many people in general do you know like that? These people are people pleasers (just as the article said) and probably a Good Guy!

To be successful with relationships and to be an effective leader, people need to know where you stand. You need to make standards for yourself and for others. Otherwise, in the end, you’re going to lose. If you feel that you’re being tugged from one feeling to another just because you’re trying to please everyone, maybe you’re guilty of being a “Good Guy”.

“If you’re a chronic People Pleaser who can’t stand to disappoint others when disappointing them is appropriate, then you have a great opportunity to become happier.” To become less of a good guy, practice disappointing people when it’s needed. Draw that line in the sand. But don’t do it so much that you are seen as a bad person. If you can balance it appropriately and let your feelings and boundaries be known before the fact, then ultimately you will be respected.

So what do you think? What are your experiences with “Good Guys”? If you’ve been a Good Guy in the past, how did you overcome it?


Tip #1 for Young Entrepreneurs: Know What YOU Want Out of Life

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Imagine, if you will, that you’re a basketball player. You have all the talent you need to be successful and you’ve come up with a regiment for yourself to succeed at your current level. Part of that regiment is just showing up. Another part of that is having someone there for accountability purposes and helping you progress – a coach. But a major MAJOR part of it is having a vision of where it is that you’re going to go and how you’re going to get there (a coach helps with this too!) Because you can run drill after drill, and shoot free throw after free throw – that’s true. But why are you doing that? If you don’t have a picture of yourself winning the game, then there’s not too much incentive to actually do that. To be frank, if you don’t choose to win, you automatically choose to lose.

In life, most of us believe we have a great plan that will get us what we want out of life. Usually it goes like this: Go to school, get good grades, go to college, get good grades there, (some random event???), get a well paying job, be able to support for your family of 2.5 kids and own your white picketed fence house.

That’s one scenario.

Here’s another scenario: Instead of your parents telling you that you should want, or what your boss thinks you should want, or even caring about what your buddies think of you, you should actually do what you want to do. Crazy, huh? Is that previously mentioned lifestyle what you want? Or did someone else give you that goal?

Most people who want to start their own business do it for one of two reasons. They have a great idea and they want to make it a reality. Another reason is that they want to live like a “rock star”. For me, the second was the case. Is yours? If the answer is yes, then would you mind doing a lot of work over a short period of time, that in the end, you’d have a lifestyle with time AND money? Maybe? Depending on what it is, huh?

Well… while you said you might do that, many of those that are considered great at life have already done that. Players in the NFL and NBA – they’ve spent their dues practicing day in and day out. Did they really want to spend all that time playing ball? Hip hop and rock stars? Yeah – they had to practice their talent as well and build up a fan base. Did they really want to do that show in that small town in that crappy bar? Probably not. But the entire time they had a visual for what they were seeking to accomplish. And that’s why they were willing to put the time in. Stardom just doesn’t happen. The lifestyle that goes with it – that just doesn’t happen.

The simple truth is this: right now, whether you know it or not, you’re putting together a picture. Like the picture on the front of a puzzle box. Each decision you’re making in life is a piece of the puzzle – right or wrong. What does your picture on your puzzle box look like? If you figure out out what you want that puzzle picture to look like, decisions in life get so much easier. You stop living just for the now, but you start living for the future.

When you start living for the future, then your best days aren’t behind you – they’re in front of you. That right there should help you get up every day because then you have something to live for. You have a vision. Start making every decision based on where you want to be in 5 years. A wise man once said, “A man without vision shall perish.”